Why you should refinance your farm overdraft.

Are loans a better alternative than extending the overdraft? With poor farm gate prices across all farming sectors many businesses are feeling the financial pressure on cash flow.  Finance is generally tight and banks are not always willing to help. In the arable sectors yields were generally good, but commodity prices remain stubbornly low and […]

Posted on November 17th, 2015 by

Now is the right time to assess cash needs and consider restructuring debt

The beginning of the year is typically the time when farmers take stock of their finances – often in readiness for the annual bank manager review. Given the generally poor outlook for farm-gate prices especially in sectors such as potatoes and dairy, the task this year may not be one to be relished. However, finding […]

Posted on February 12th, 2015 by

Farm loans – A guide to securing a loan against a farm.

This blog introduces the main criteria to consider when borrowing against a farm and helps you understand want lenders are looking for and how to put stronger loan applications together. This should help ensure that proposals stand out and have a better chance of being approved. There are 2 key elements: Security The more simple part is […]

Posted on January 30th, 2015 by

Tips for preparing a farm tender

Traditional Barns

Below I have set out my top 10 tips for preparing a successful farm tender. They are simple but often forgotten. The whole exercise is about really getting into the proposal and making your application stick in the landlord’s mind as one that is strong and credible. Remember your audience. This could be the landlord, […]

Posted on December 14th, 2014 by