Why improve the farm business balance sheet?

  As AMC Agents we often wonder why the property valuation in the balance sheet is so out of date and generally very low.  Historically the reason has come down to the cost of constantly updating it as land values have increased year on year. However now that we are seeing more stable property prices… Read More

Posted on September 25th, 2017 by

Grant funding – Which grant will suit my project?

glamping

Do you have a project in mind but not sure what funding is available? The pathway to grant funding is often a bit of a minefield with different schemes for different projects with a range of criteria and deadline dates. If you have a project in mind and would like to know if it is… Read More

Posted on September 14th, 2017 by

Successful Agricultural Grant Workshop

Grant workshop success

On Thursday 23rd February Carver Knowles hosted a very successful agricultural grant workshop, attended by farmers from Gloucestershire and Worcestershire. Carver Knowles have been involved with a range of successful grant applications from precision farming equipment to tourist centres.   The afternoon focused on two agricultural grants which are currently available; Growth Development Programme and… Read More

Posted on February 27th, 2017 by

Uncertain times ahead – de-risk your farm business

Preserve your farm business in uncertain times

We are currently in one of the most uncertain times for British agriculture that has been seen for well over 20 years. Every sector has had its difficulties in the past but the entire economy will be significantly affected with the global changes taking place. In 2017 alone Trump has become president, Article 50 will… Read More

Posted on February 27th, 2017 by

A Flexible Facility – A safer alternative to an overdraft extension .

With ongoing pressure on working capital there is a strong temptation to increase your overdraft facility but this is often the wrong decision, Andrew Troughton explores an alternative more flexible option. A lot of lending is actually longer term than the typical 12 month overdraft term but not long or permanent enough to need a… Read More

Posted on February 7th, 2017 by

2016 – A busy Expert Witness year.

expert witness

  We don’t talk about expert witness work much as it’s one of those areas that quietly happens and matters are almost always confidential. We have however been very busy in 2016 with various rural and development expert witness work so thought it worth detailing the sort of subjects we have dealt with: Report for… Read More

Posted on October 28th, 2016 by

Why you should refinance your farm overdraft.

refinance your farm overdraft

Are loans a better alternative than extending the overdraft? With poor farm gate prices across all farming sectors many businesses are feeling the financial pressure on cash flow.  Finance is generally tight and banks are not always willing to help. In the arable sectors yields were generally good, but commodity prices remain stubbornly low and… Read More

Posted on November 17th, 2015 by

Now is the right time to assess cash needs and consider restructuring debt

Farm finance

The beginning of the year is typically the time when farmers take stock of their finances – often in readiness for the annual bank manager review. Given the generally poor outlook for farm-gate prices especially in sectors such as potatoes and dairy, the task this year may not be one to be relished. However, finding… Read More

Posted on February 12th, 2015 by

Farm loans – A guide to securing a loan against a farm.

Farm finance

This blog introduces the main criteria to consider when borrowing against a farm and helps you understand want lenders are looking for and how to put stronger loan applications together. This should help ensure that proposals stand out and have a better chance of being approved. There are 2 key elements: Security The more simple part is… Read More

Posted on January 30th, 2015 by

Tips for preparing a farm tender

Traditional Barns

Below I have set out my top 10 tips for preparing a successful farm tender. They are simple but often forgotten. The whole exercise is about really getting into the proposal and making your application stick in the landlord’s mind as one that is strong and credible. Remember your audience. This could be the landlord,… Read More

Posted on December 14th, 2014 by