How to use your SSAS pension to take control of your existing pension pot, save tax and buy land

In this blog Andrew Troughton of Carver Knowles, Chartered Surveyors and Land Agents in Worcestershire explains all: Disclaimer 1 – This article is not about Pension Auto Enrollment, but looks at how farmers can use SSAS Pensions (Small Self-Administered pension Schemes) to take control of, and better use their pensions. Disclaimer 2 – We are Land… Read More

Posted on September 11th, 2015 by

What new grants are available to farmers and rural businesses?

Growth program for the rural economy providing grants to small rural businesses. What is the growth programme? In a nutshell, it provides funding to help projects in England which create jobs and help rural economy growth.  The grants are funded by the European Agricultural Fund for Rural Development (EAFRD).  The Rural Payments Agency (RPA) manages… Read More

Posted on July 30th, 2015 by

What else could I do with my farm buildings?

Farm Diversification

We are often asked what else could I do with my farm buildings, particularly in recent weeks when all agricultural sectors seem to be struggling with low prices and high input costs. Alternative income streams can provide a stable income to level out the undulations of farming activity and either give extra cash to invest… Read More

Posted on July 27th, 2015 by

Do I need a valuation of my property?

Farmland valuation

Every property owner in the UK will require a valuation of their assets from time to time for a variety of reasons, not just when they are thinking about selling. Property valuations are a huge part of the work we undertake and form a major part of our training and qualifications, therefore it is always… Read More

Posted on March 17th, 2015 by

Have farmland values reached their peak?

Worcestershire and Gloucestershire farmland achieves sale prices well over guide.

Over the last couple of years you will have seen headlines in the press saying that farmland is a better investment than gold. Returns on land have been excellent, with prices rising by a further 12% last year, as outlined by the RICS Farmland Market Survey. Questions are being asked about how long it can be… Read More

Posted on February 16th, 2015 by

Now is the right time to assess cash needs and consider restructuring debt

Farm finance

The beginning of the year is typically the time when farmers take stock of their finances – often in readiness for the annual bank manager review. Given the generally poor outlook for farm-gate prices especially in sectors such as potatoes and dairy, the task this year may not be one to be relished. However, finding… Read More

Posted on February 12th, 2015 by

Farm loans – A guide to securing a loan against a farm.

Farm finance

This blog introduces the main criteria to consider when borrowing against a farm and helps you understand want lenders are looking for and how to put stronger loan applications together. This should help ensure that proposals stand out and have a better chance of being approved. There are 2 key elements: Security The more simple part is… Read More

Posted on January 30th, 2015 by