Finance for Farm Diversification – and how to get it!

Farm finance

How to get finance for a diversification project. The main issue with financing a farm diversification project is that it often falls outside what traditional lenders are comfortable with.   This is typically because it’s a new venture and the lender is worried about it not working out.  Statistically only half of business start-ups make it […]

Posted on December 14th, 2016 by

Planning to Expand your Business?

planning to expand your business

How to get the Local Planning Authority on Board. With planning policy and controls becoming increasingly stringent, many local business are put off by the idea of large scale development or even redevelopment of their sites. Whilst we are under no illusions that the time and costs of large scale planning can be considerable, it […]

Posted on December 8th, 2016 by

What else could I do with my farm buildings?

buildings

What else could I do with my farm buildings? We are often asked what else could I do with my farm buildings, particularly in recent months when all agricultural sectors seem to be struggling with low prices and high input costs. Alternative income streams can provide a stable income to level out the undulations of […]

Posted on October 28th, 2016 by

CGT – How do I find my property’s 1982 value?

CGT - value

  Capital Gains Tax is due on the increase in the value of an asset when you dispose of that asset from when it was purchased or from 1982, whichever is the most recent. For example if you bought your property in 2000 for £450,000 and then sold it in 2016 for £600,000 you would […]

Posted on October 13th, 2016 by

Thought about generating your own power?

generating power

  As the renewable energy industry matures and slows, there are a range of new power generation opportunities emerging for farmers. The rapid growth in renewables has created a problem to the National Grid in terms of supply, consistency and quality. Added to this national demand for power is very close to outstripping supply which […]

Posted on August 3rd, 2016 by

Volatility means new strategies needed to manage farm cashflow

Community Infrastructure Levy

Increasingly volatile markets may mean farming businesses that are highly seasonal or have long profit cycles will need to think differently about managing their cashflow in the future. This is the message from Julie Branfield of Worcestershire based Carver Knowles, who says farmers are having to operate in very different conditions than they were 10 […]

Posted on April 21st, 2016 by

15 Minute Business Plan

Business Plan

  How to structure a business plan in a quick and painless way.   This will help you to develop the key elements of the business plan for a new venture or help develop an existing business. You have 15 minutes to decide your plan, so spend some time thinking first and then write down […]

Posted on April 14th, 2016 by

Fixed rate loans offer long term budget security

Farm succession

Is now the time to lock in your mortgage to a long term fixed rate?   With much speculation regarding the timing of the next interest rate rise, you may be calculating about whether or not to fix your interest rate for the medium to long-term future.   However, for those that want to, the fixed […]

Posted on March 9th, 2016 by

Diversification Opportunities Seminar

Diversification Seminar Ledbury

On Wednesday 10th February Carver Knowles hosted a very successful seminar on farm diversification and planning, attended by over 140 farms from Gloucestershire, Worcestershire and Herefordshire. Julie Branfield, associate director at Carver Knowles said “it was great to see so many farmers from across the three counties attending the meeting and looking positively to address […]

Posted on February 15th, 2016 by

The Agricultural Mortgage Corporation (AMC) is not just finance for farmers…

AMC

The AMC is not just finance for Farmers and definitely not just for farms! A common misconception is that the AMC only lends finance to farmers to buy farms and agricultural purposes and although that is the core of the business they are also very competitive in supporting anyone with a rural business or property […]

Posted on January 26th, 2016 by