What else could I do with my farm buildings?

buildings

What else could I do with my farm buildings? We are often asked what else could I do with my farm buildings, particularly in recent months when all agricultural sectors seem to be struggling with low prices and high input costs. Alternative income streams can provide a stable income to level out the undulations of… Read More

Posted on October 28th, 2016 by

CGT – How do I find my property’s 1982 value?

CGT - value

  Capital Gains Tax is due on the increase in the value of an asset when you dispose of that asset from when it was purchased or from 1982, whichever is the most recent. For example if you bought your property in 2000 for £450,000 and then sold it in 2016 for £600,000 you would… Read More

Posted on October 13th, 2016 by

Thought about generating your own power?

generating power

  As the renewable energy industry matures and slows, there are a range of new power generation opportunities emerging for farmers. The rapid growth in renewables has created a problem to the National Grid in terms of supply, consistency and quality. Added to this national demand for power is very close to outstripping supply which… Read More

Posted on August 3rd, 2016 by

Volatility means new strategies needed to manage farm cashflow

Community Infrastructure Levy

Increasingly volatile markets may mean farming businesses that are highly seasonal or have long profit cycles will need to think differently about managing their cashflow in the future. This is the message from Julie Branfield of Worcestershire based Carver Knowles, who says farmers are having to operate in very different conditions than they were 10… Read More

Posted on April 21st, 2016 by

15 Minute Business Plan

Business Plan

  How to structure a business plan in a quick and painless way.   This will help you to develop the key elements of the business plan for a new venture or help develop an existing business. You have 15 minutes to decide your plan, so spend some time thinking first and then write down… Read More

Posted on April 14th, 2016 by

Fixed rate loans offer long term budget security

Farm succession

Is now the time to lock in your mortgage to a long term fixed rate?   With much speculation regarding the timing of the next interest rate rise, you may be calculating about whether or not to fix your interest rate for the medium to long-term future.   However, for those that want to, the fixed… Read More

Posted on March 9th, 2016 by

Diversification Opportunities Seminar

Diversification Seminar Ledbury

On Wednesday 10th February Carver Knowles hosted a very successful seminar on farm diversification and planning, attended by over 140 farms from Gloucestershire, Worcestershire and Herefordshire. Julie Branfield, associate director at Carver Knowles said “it was great to see so many farmers from across the three counties attending the meeting and looking positively to address… Read More

Posted on February 15th, 2016 by

The Agricultural Mortgage Corporation (AMC) is not just finance for farmers…

AMC

The AMC is not just finance for Farmers and definitely not just for farms! A common misconception is that the AMC only lends finance to farmers to buy farms and agricultural purposes and although that is the core of the business they are also very competitive in supporting anyone with a rural business or property… Read More

Posted on January 26th, 2016 by

Why you should refinance your farm overdraft.

refinance your farm overdraft

Are loans a better alternative than extending the overdraft? With poor farm gate prices across all farming sectors many businesses are feeling the financial pressure on cash flow.  Finance is generally tight and banks are not always willing to help. In the arable sectors yields were generally good, but commodity prices remain stubbornly low and… Read More

Posted on November 17th, 2015 by

BPS October 2015 Update – What happens next?

BPS

The Rural Payments Agency  (RPA) are sending out a BPS update leaflet to farmers and agents who submitted a BPS 2015 application. The leaflet sets out what farmers can expect from the RPA in the coming months and confirms the exchange rate for payments. The main focus of the leaflet is on when and how… Read More

Posted on October 28th, 2015 by