Farm finance for dairy farmers – Is yours the best deal?

Farm finance for dairy farmers

  Over the last twelve months of low prices it seems the dairy industry is starting to recover and many farmers remain optimistic with the current milk price. If you are looking to invest to move your business forwards, make sure your farm finance is the best possible value with least hassle. The AMC offers… Read More

Posted on October 6th, 2017 by

Why improve the farm business balance sheet?

  As AMC Agents we often wonder why the property valuation in the balance sheet is so out of date and generally very low.  Historically the reason has come down to the cost of constantly updating it as land values have increased year on year. However now that we are seeing more stable property prices… Read More

Posted on September 25th, 2017 by

Grant funding – Which grant will suit my project?

glamping

Do you have a project in mind but not sure what funding is available? The pathway to grant funding is often a bit of a minefield with different schemes for different projects with a range of criteria and deadline dates. If you have a project in mind and would like to know if it is… Read More

Posted on September 14th, 2017 by

How safe is your farm borrowing?

Farm finance

De-risk your borrowing when in a strong financial position. When talking to a lender about borrowing its always easier to negotiate from a strong position rather than when under financial pressure. Andrew Troughton looks at some areas where we have been helping farmers reduce risk and reduce annual costs: Review all borrowing – restructure overdraft and… Read More

Posted on July 28th, 2017 by

Brexit:  Where do the opportunities lie?

British resilience

For or against, most people have a view on Brexit and whether it’s going to be good bad or just ugly. There are some key areas farmers and rural business owners need to consider over the next 12-18 months to make sure their business is well placed and as strong as possible as we enter… Read More

Posted on May 16th, 2017 by

Business Rates – are you paying too much?

Stables are subject to business rates

It is often assumed that business rates are only chargeable against property which is run as part of a business, however this is not necessarily the case. Any non-domestic property that falls outside of your residential curtilage may be subject to Non-Domestic rates. As from the 1st April 2017, the new rates released by the… Read More

Posted on March 13th, 2017 by

Uncertain times ahead – de-risk your farm business

Preserve your farm business in uncertain times

We are currently in one of the most uncertain times for British agriculture that has been seen for well over 20 years. Every sector has had its difficulties in the past but the entire economy will be significantly affected with the global changes taking place. In 2017 alone Trump has become president, Article 50 will… Read More

Posted on February 27th, 2017 by

A Flexible Facility – A safer alternative to an overdraft extension .

With ongoing pressure on working capital there is a strong temptation to increase your overdraft facility but this is often the wrong decision, Andrew Troughton explores an alternative more flexible option. A lot of lending is actually longer term than the typical 12 month overdraft term but not long or permanent enough to need a… Read More

Posted on February 7th, 2017 by

Finance for Farm Diversification – and how to get it!

Farm finance

How to get finance for a diversification project. The main issue with financing a farm diversification project is that it often falls outside what traditional lenders are comfortable with.   This is typically because it’s a new venture and the lender is worried about it not working out.  Statistically only half of business start-ups make it… Read More

Posted on December 14th, 2016 by

Planning to Expand your Business?

planning to expand your business

How to get the Local Planning Authority on Board. With planning policy and controls becoming increasingly stringent, many local business are put off by the idea of large scale development or even redevelopment of their sites. Whilst we are under no illusions that the time and costs of large scale planning can be considerable, it… Read More

Posted on December 8th, 2016 by