Volatility means new strategies needed to manage farm cashflow

Community Infrastructure Levy

Increasingly volatile markets may mean farming businesses that are highly seasonal or have long profit cycles will need to think differently about managing their cashflow in the future. This is the message from Julie Branfield of Worcestershire based Carver Knowles, who says farmers are having to operate in very different conditions than they were 10… Read More

Posted on April 21st, 2016 by

15 Minute Business Plan

Business Plan

  How to structure a business plan in a quick and painless way.   This will help you to develop the key elements of the business plan for a new venture or help develop an existing business. You have 15 minutes to decide your plan, so spend some time thinking first and then write down… Read More

Posted on April 14th, 2016 by

BASIC PAYMENT SCHEME 2016 – LATEST NEWS

As many of you will be aware, the RPA have now launched the new Basic Payment Scheme application system on their Rural Payments Service. The system uses the “Siti-Farmer” software that Carver Knowles used extensively in 2015 for many of our client’s BPS applications. As a result of our understanding of the software we are… Read More

Posted on March 29th, 2016 by

Diversification Opportunities Seminar

Diversification Seminar Ledbury

On Wednesday 10th February Carver Knowles hosted a very successful seminar on farm diversification and planning, attended by over 140 farms from Gloucestershire, Worcestershire and Herefordshire. Julie Branfield, associate director at Carver Knowles said “it was great to see so many farmers from across the three counties attending the meeting and looking positively to address… Read More

Posted on February 15th, 2016 by

Pershore Conference 2016

Pershore Conference 2016

Pershore and Upton Branch of NFU have once again held a very successful conference, this year offering the panel to give us their ideas on what they would like to achieve if they were in charge of British agriculture. The panellists comprised of NFU vice president, Guy Smith, 2015 Three Counties young agricultural entrepreneur Joe… Read More

Posted on January 22nd, 2016 by

GRANT UPDATE – LAUNCH OF THE LEADER PROGRAMME

In the past few days the LEADER programme has been launched by a number of Local Action Groups (LAGs). The LAGs broadly cover the same areas as the local councils and in our area the LEADER programme has been launched by:   Worcestershire (Wychavon, Malvern Hills etc) (£1.96m available) Forest of Dean and Tewkesbury (£1.447m… Read More

Posted on December 4th, 2015 by

BPS payments 2015

RPA TO START TO MAKE BPS PAYMENTS FROM 1ST DECEMBER   We understand that he RPA has confirmed that at least 30,000 claimants (35%) should receive their BPS 2015 payment when the payment window opens on 1st December. Inevitably this is likely to be more straightforward BPS claims that have required the least amount of additional validation… Read More

Posted on November 27th, 2015 by

Why you should refinance your farm overdraft.

refinance your farm overdraft

Are loans a better alternative than extending the overdraft? With poor farm gate prices across all farming sectors many businesses are feeling the financial pressure on cash flow.  Finance is generally tight and banks are not always willing to help. In the arable sectors yields were generally good, but commodity prices remain stubbornly low and… Read More

Posted on November 17th, 2015 by

Tendering for a Farm – Top 10 Tips

Finance for farms

This article is aimed at helping farmers prepare the perfect farm tender.  Andrew Troughton gives his advice. The recent NFU National Tenant Conference included a section on how to tender for a farm tenancy. I spoke there about the 15 Minute Business Plan as an important part of this process.   As a step on… Read More

Posted on November 16th, 2015 by

Time to remove holiday occupancy conditions from barn conversions?

Holiday occupancy condition

During the 1980’s and 1990’s there were excellent grants around for converting barns to holiday cottages as a method of farm diversification. Planning laws also encouraged the re-use of barns for tourism enterprises as well so many barns were converted across England. If this was you and you have been managing a single holiday cottage… Read More

Posted on November 13th, 2015 by